You have a desire that starts the story.
You struggle to gain it through an action or actions.
You feel challenges past interrelated events that you made happen or happened to you.
Because of what happened, you became a different person. You realized something as a result of the struggle. You may see things differently with resulting wisdom. Or, you do not gain insight.
Change from an event is a moral change. You had a realization or a series of realizations and a shift in values or perception. Possibly you learned nothing from the life lesson and continue to make similar choices that end in negative results.
Creative write: Tell your story by describing a desire and challenges to reach a result.